Last updated on April 1, 2022
User Consent/Legal Basis
(i) where we need the Personal Information for the performance of a contract or requested service; or (ii) where the collection and use are in our or another’s legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect the Personal Information in question. If we collect your Personal Information with your consent, you may withdraw your consent at any time as provided below. You understand and agree that we may collect, use, disclose, and otherwise process the Personal Information you provide even if you are located outside the United States.
We may collect Personal Information that you submit to us voluntarily through our Website. We collect this information when you register, create and edit a profile, answer survey questions, enter contests, use certain features on the Website, or other methods of submitting information. The types of information you can choose to provide on our Website may include, without limitation:
- Name, username, password, email address, and other contact information.
- Billing and shipping addresses, credit card number, and expiration date.
- We or our third-party service providers may also gather information relating to your devices, including device model, operating system, browser type, unique device identifier, IP address, mobile phone number, mobile network carrier, and location (such as application installations).
- Other Personal Information you choose to provide such as your preferences, etc.
Use of Information
We may use your Personal Information for the following general and business purposes:
- To fulfill or respond to your inquiries.
- To address administrative needs and communications.
- To improve our products and services.
- To contact you for internal business purposes.
- To provide you with newsletters, surveys, promotions, and notices on changes and upgrades to our products and services.
We use Anonymous Information such as web or mobile pages you have viewed, in order to analyze request and usage patterns so that we may improve our products and services, enhance our user experience, and gather broad demographic information for aggregate use. Anonymous Information consists of data that would not identify you personally; these records exclude information (such as your name) that makes them personally identifiable to you. We may disclose Anonymous Information to third parties that promote our products and services. We reserve the right to use and disclose Anonymous Information to third parties at our discretion.
If you provide Personal Information for a certain reason, we may use the Personal Information in connection with the reason for which it was provided. For instance, if you contact us by e-mail, we will use the Personal Information you provide to answer your question or resolve your problem and will respond to the email address from which the contact came.
We may share your Personal Information with third-party vendors and suppliers to provide you with the products and services that we offer you through the Website and to send you the Newsletters. You expressly consent to the sharing of your Personal Information with our contractors and third-party service providers (for the sole purpose of providing products and services to you. These service providers are contractually obligated to ensure the confidentiality of Personal Information and implement appropriate security measures.
We may participate in co-branding or co-promotional agreements with third parties pursuant to which we may share Personal Information with such third parties (“Partner Companies”). For example, we may participate in agreements with Partner Companies pursuant to which we provide the Partner Companies with a URL and a customer registration page co-branded with or privately labeled by, the Partner Companies and the Partner Companies distribute and promote the URL to its customers. A Partner Company may have access to Personal Information that we collect from their customers. As a result, if you register on the Website through a Partner Company, we may provide your Personal Information to the Partner Company. We do not control the privacy practices of these Partner Companies.
We may offer you the chance to participate in drawings, contests, giveaways, and promotions (“Special Promotions”) through our Website. By registering for a Special Promotion, you agree to the official rules that govern that Special Promotion, which may contain specific requirements of you, including, except where prohibited by law, allowing the sponsor(s) of the Special Promotion to use your name, voice and/or likeness in advertising or marketing associated with the Special Promotion. If you choose to enter a drawing, contest or other promotion, personally identifiable information may be disclosed to third parties or the public in connection with the administration of such Special Promotion, including, without limitation, in connection with winner selection, prize fulfillment, and as required by law or permitted by the Special Promotion’s official rules, such as on a winners list.
We may use your Personal Information in order to provide to third parties non-personal aggregated information about you that does not allow you to be identified or contacted and that is combined with the Personal Information of other users (“Aggregate Information”). For example, we might inform third parties regarding the number of users of our Website and the activities they conduct while on our Website. We might also inform a company that performs services or that provides products and/or services to us (that may or may not be a business partner or an advertiser on our Website) that v50% of our users live in the USA” or that “85% of our users have purchased products and/or services which can be downloaded from our Website.” Depending on the circumstances, we may or may not charge third parties for this Aggregate Information. We may not limit the third parties’ use of the Aggregate Information.
Under the following scenarios, we may be required to share your Personal Information:
- If we respond to subpoenas, court orders, or legal processes, or if we need to establish or exercise our legal rights or defend against legal claims.
- If we believe it is necessary to restrict or inhibit any user from using any of our Websites, including, without limitation, by means of “hacking” or defacing any portion thereof.
Unsubscribe from Our Newsletters
Should you no longer wish to receive any of our Newsletters to your inbox, you may click on the unsubscribe link at the bottom of each message received, and/or contact us at privacy@Credit Hi-Lite.com and we will immediately remove you from our distribution list.
Google User Data
The Website may use third-party services to access your Google user data, only upon your verification and consent to do so. You will be notified prior to accessing your Google user data and must authorize your account credentials before you are capable of accessing your Google user data. The Google user data you use will not be stored or shared by us. The Google user data accessed by the Website is limited to user contacts, and are used solely to allow you to email those contacts directly from the Website.
Credit Hi-Lite has implemented technical, administrative, and physical security measures to protect your information from unauthorized access and use as described. While we strive to protect your information, no data transmission over the Internet is 100% secure, and consequently, while we strive to protect your Personal Information, we cannot guarantee or warrant the security of any information you transmit you provide, and you do so at your own risk. We cannot promise that your information will remain absolutely secure in all circumstances. We are not responsible for the circumvention of any privacy settings or security measures we may provide.
We will retain your information for the time necessary to provide a requested service, realize our legitimate business purposes, and comply with the law. We will only retain personal information for the length of the period if: (a) required by law, or (b) there is a time-bound determination business need.
Our Website is not intended to be used by children under the age of 13, and we will not knowingly collect Personal Information from children under this age. We do not use an application or other mechanism to determine the age of users of the Website. All information provided to Credit Hi-Lite will be treated as if it was provided by an adult. If, however, we learn that a child has submitted information about himself/herself to us, we will delete the information as soon as possible.
Links to Third-Party Websites
The Website may contain links to and from third-party websites of our business partners and various contact management services and other service providers. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for their policies. Please check their individual privacy policies before you submit any Personal Information to those websites.
Cookies and Similar Technologies
We may use pixel tags, cookies, and/or other similar technologies to collect visitor information.
Most web browsers automatically accept cookies, but if you prefer, you can edit your browser options to block them in the future. The Help portion of the toolbar on most browsers will tell you how to prevent your computer from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Visitors to our Website who disable cookies will be able to browse most areas of the Website, but some features may not function. You can find out more information about how to change your browser cookie settings at www.allaboutcookies.org.
New York, NY 10011