Your credit score has needed help for a while. Maybe you were underemployed while also dealing with student debt. Maybe at some point, you were one of the 33 percent of American adults who have experienced identity theft.
Approximately 16% of Americans have a very poor credit score. Even more than this have one that’s just considered “fair”, which isn’t getting them the best financial deals or options in life. Some people are resigned to
Credit is scary for many, and for good reason. The average American is over $52,000 in debt, and that’s not a situation anybody wants to find themselves in. Luckily, boosting your credit can save you money
The average credit score of Americans according to the FICO scoring model is 711. This is considered “good” credit, with a score over 720 considered excellent. However, 16% of consumers have a “very poor” credit rating, while
Back in 2009, the U.S Congress passed and President Obama signed into law: The credit card accountability responsibility and disclosure act of 2009. Which is more commonly referred to by its acronym the card act.