Credit Score Rebuild Guide
Tri-Merge Credit Report Ultimate Guide 2022
When you apply for a home mortgage loan, your credit history will play a large role in determining which type of loan you qualify for. It’ll also play a factor in the loan amount you’ll be eligible for. Before approving…
15/3 Credit Card Payment Hack: 2022 Ultimate Guide
I’m going to show you how to boost your credit score within 30 days. The method to do this is to pay your credit card before the statement date, and I’ll show you in this article why that helps. Doing…
Best Credit Cards to Get If You’re Starting Rebuild Credit 2022
In my other article was about Top 10 Best Credit Cards To Get in 2022, and for those people that already have established credit. If you have credit score below 715 or worse than that, this article is specifically for…
Tradeline Supply Company Reviews 2022
Back to 2009, the U.S congress passed and president Obama signed into law: The credit card accountability responsibility and disclosure act of 2009. Which is more commonly referred to by its acronym the card act . The card act among…
How To Build a Good Credit Score Fast (Jan 2022 Update)
Building a Good Credit Score is a long term goal, not a short term goal. And yes, you can remove negative information lightning fast but you have to have a long term goal in order to build your credit. There…
The Top 10 Best Credit Repair Companies to Choose From in 2022
A quick search for the “best credit repair companies” in Google will bring up some pretty similar results. Unfortunately, it seems that many sites may have replicated the order of their top picks and haven’t updated their research for 2022. …
Where Can I Check My Credit Report?
The average credit score of Americans according to the FICO scoring model is 711. This is considered “good” credit, with a score over 720 considered excellent. However, 16% of consumers have a “very poor” credit rating, while 18% of the population only…
The Importance Of Building Credit
Credit is scary for many, and for good reason. The average American is over $52,000 in debt, and that’s not a situation anybody wants to find themselves in. Luckily, boosting your credit can save you money on interest, help you stay…
How Can I Fix My Bad Credit?
Approximately 16% of Americans have a very poor credit score. Even more than this have one that’s just considered “fair”, which isn’t getting them the best financial deals or options in life. Some people are resigned to having bad credit. It seems…
Why and How to Start Rebuilding Credit
Your credit score has needed help for a while. Maybe you were underemployed while also dealing with student debt. Maybe at some point, you were one of the 33 percent of American adults who have experienced identity theft. Or maybe that’s not you….
What Are the Major Credit Reporting Agencies and What Do They Do?
The Fair Credit Reporting Act (FCRA) gives consumers various rights when it comes to the accuracy of their credit reports. But those protections don’t mean anything if you don’t know what your credit report says. Several credit reporting agencies in the U.S. manage that…
What Is a Credit Dispute and How Does It Work?
An alarming study conducted in the past few years found that many Americans aren’t sure what their credit scores were. In fact, it was discovered that many Americans weren’t even really sure what a credit score was for. Like it or not,…
Your Guide to Understanding and Acting on Credit Repair Reviews
Your credit report is vital to your financial health. Yet, one in five consumers may have an error on their credit report. Those errors could damage your credit and make it difficult to finance a car or purchase a home. Fortunately, there are ways to…
686 Credit Score: Is it Good or Bad?
What is a credit score of 686 considered? FICO scores range from 300 to 850. As you can see below, a 686 credit score is considered Good. Excellent Score = 800-850 Very Good Score = 740-799 Good Score = 670-739 Fair…
5 Steps to Remove Student Loans from Your Credit Report
Student loans are one of the most common ways that people finance their college education. However, they can also have negative consequences once you graduate, including a hit to your credit score and difficulty finding employment because of the debt…
7 Solutions for Fixing Bad Credit
Nearly a third of all Americans have a credit score that is considered bad or below 601. Bad credit can be a real problem as you try to do adult things like buy a house or a car or even get a…
What Is Credit Monitoring and Why Might You Need It?
Around 16% of Americans have bad credit. Some of these individuals have poor credit scores from fraud, while others have low scores from mismanaging their finances. If you care about your credit, you might want to consider hiring a company that offers…
How-to Remove Dynamic Recovery Solutions From Your Credit Report
If you see Dynamic Recovery Solutions LLC on your credit report, that means they’re working for an original creditor to collect money owed. They may also call and send letters with excessive past due notices or threatening messages as well….
PINT Method: Best Way To Increase Credit Score
Life will be easier when you have a good credit score, You don’t have any problem when getting a credit card, home, loan or better insurance rate. If your credit score is below 580 which mean Poor or Bad credit…
How To Get a Good Credit Score
Many Americans had loans and other credit applications denied because poor credit score. Life will be easier when you have a good credit score, You don’t have any problem when getting a credit card, home, loan or better insurance rate….