What Are the Major Credit Reporting Agencies and What Do They Do?
The Fair Credit Reporting Act (FCRA) gives consumers various rights when it comes to the accuracy of their credit reports. But those protections don’t mean anything if you don’t … .
How Can I Fix My Bad Credit?
Approximately 16% of Americans have a very poor credit score. Even more than this have one that’s just considered “fair”, which isn’t getting them the best financial … .
Your Guide to Understanding and Acting on Credit Repair Reviews
Your credit report is vital to your financial health. Yet, one in five consumers may have an error on their credit report. Those errors could damage your credit and make … .
Best Credit Cards to Get If You’re Starting Rebuild Credit 2023
In my other article was about Top 10 Best Credit Cards To Get in 2022, and for those people that already have established credit. If … .
686 Credit Score: Is it Good or Bad?
What is a credit score of 686 considered? FICO scores range from 300 to 850. As you can see below, a 686 credit score is … .
Why and How to Start Rebuilding Credit
Your credit score has needed help for a while. Maybe you were underemployed while also dealing with student debt. Maybe at some point, you were … .
The Importance Of Building Credit
Credit is scary for many, and for good reason. The average American is over $52,000 in debt, and that’s not a situation anybody wants to find … .
7 Solutions for Fixing Bad Credit
Nearly a third of all Americans have a credit score that is considered bad or below 601. Bad credit can be a real problem as you try … .
Tri-Merge Credit Report Ultimate Guide 2022
When you apply for a home mortgage loan, your credit history will play a large role in determining which type of loan you qualify for. … .
Where Can I Check My Credit Report?
The average credit score of Americans according to the FICO scoring model is 711. This is considered “good” credit, with a score over 720 considered excellent. However, … .